assumable mortgages Assumable Mortgages Return as Buyers Seek Lower Rates VA and FHA mortgage assumption volume reached 15,400 transactions in Q1 2026, up 68% year-over-year as buyers sought to inherit lower rates.
FHA FHA Loan Limits Increase to $524,225 for 2026 Baseline The Federal Housing Administration raised the baseline FHA loan limit to $524,225 for 2026, an increase of 4.5% from the prior year.
