Home Buying The Appraisal Gap in 2026: What Happens When Your Home Appraises Below the Price You Agreed to Pay An appraisal coming in below your contract price can sink a deal fast. Here is exactly what the gap costs you, the clause that caps your risk, and the five moves that save the purchase.
Appraisals Appraisal Gap Fees Fall as Bidding Wars Cool Buyer use of appraisal gap coverage fell to 11% of offers in Q1 2026 from 27% at the 2021 peak as bidding wars cooled nationally.
