First-Time Buyers - The real estate market, residential investments, mortgages, and home renovations as an investment

The real estate market, residential investments, mortgages, and home renovations as an investment

First-Time Buyers

A collection of 5 posts

House Hacking in 2026: Why the FHA Duplex Is Still the Best Entry Move in US Real Estate When Rates Sit at 6.3%

House Hacking in 2026: Why the FHA Duplex Is Still the Best Entry Move in US Real Estate When Rates Sit at 6.3%

The smartest first move in real estate for a man under forty with a steady W-2 income isn't a single-family starter home and it isn't a stock-market index fund. It's buying a two-to-four-unit property, living in one unit, and renting the others. House hacking

Buying your first home in 2026: the costs beyond the deposit that catch buyers out

Buying your first home in 2026: the costs beyond the deposit that catch buyers out

Saving the deposit is only half the battle. Here are the extra costs of buying your first home in 2026 that blindside buyers — and how to budget for them.

Tax Credit Expansion Offers Up to $15,000 for First-Time Buyers

Tax Credit Expansion Offers Up to $15,000 for First-Time Buyers

Legislation to expand a federal first-time homebuyer tax credit to $15,000 advanced in the Senate Banking Committee with bipartisan support.

First-Time Buyer Share Falls to Record Low, NAR Reports

First-Time Buyers

First-Time Buyer Share Falls to Record Low, NAR Reports

First-time buyers accounted for just 24% of U.S. home purchases in 2025, a record low since NAR began tracking the metric in 1981.

House Hacking Returns in 2026 Despite Rate Environment

House Hacking Returns in 2026 Despite Rate Environment

First-time buyers are increasingly using house-hacking strategies to offset high rates, with 18% of sub-35 FHA buyers purchasing two-to-four unit properties.