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A collection of 4 posts
Adjustable-Rate Mortgages in 2026: The ARM Math Investors Are Running Now That the Fed Is Cutting
ARM loans

Adjustable-Rate Mortgages in 2026: The ARM Math Investors Are Running Now That the Fed Is Cutting

An adjustable-rate mortgage looks like a discount until the reset clock starts. Here's the actual math investors are running in 2026, and who it fits.
22 Aug 2026 6 min read
House Hacking an FHA Triplex in 2026: The Self-Sufficiency Test That Decides If the Numbers Work
house hacking

House Hacking an FHA Triplex in 2026: The Self-Sufficiency Test That Decides If the Numbers Work

A 3.5%-down FHA loan on a duplex, triplex, or fourplex is still the cheapest way into your first rental property — but the self-sufficiency test kills more triplex and fourplex deals than sellers ever admit.
10 Aug 2026 7 min read
House Hacking in 2026: Why the FHA Duplex Is Still the Best Entry Move in US Real Estate When Rates Sit at 6.3%
house hacking

House Hacking in 2026: Why the FHA Duplex Is Still the Best Entry Move in US Real Estate When Rates Sit at 6.3%

The smartest first move in real estate for a man under forty with a steady W-2 income isn't a single-family starter home and it isn't a stock-market index fund. It's buying a two-to-four-unit property, living in one unit, and renting the others. House hacking
02 Jun 2026 4 min read
House Hacking Returns in 2026 Despite Rate Environment
house hacking

House Hacking Returns in 2026 Despite Rate Environment

First-time buyers are increasingly using house-hacking strategies to offset high rates, with 18% of sub-35 FHA buyers purchasing two-to-four unit properties.
15 Dec 2025 2 min read
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